About the Bank


ING Vysya Bank (Kannada: ?.???.?? ????? ??????? ????????) was a privately owned Indian multinational bank based in Bangalore, with retail, wholesale, and private banking platforms formed from the 2002 purchase of an equity stake in Vysya Bank by the Dutch ING Group. This merger marks the first between an Indian bank and a foreign bank.Prior to this transaction, Vysya Bank had a seven-year-old strategic alliance with erstwhile Belgian bank Banque Bruxelles Lambert, which was also acquired by ING Group in 1998.On 20 November 2014, in an all stock amalgamation, ING Vysya Bank decided to merge with Kotak Mahindra Bank, creating the fourth largest private sector bank in India. On 1 April 2015, the Reserve Bank of India approved the merger.




Educational Loan provides financial support to deserving/meritorious students to pursue higher education in India and abroad.

Rate of Interest

  • 1.?Up to Rs 4 lacs: IVRR
  • 2. ?Above Rs 4 lacs: IVRR +1% p.a
  • 3. Up to 1% interest concession is provided for loanees if the interest is serviced during the study period



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Eligibility for Educational Loan


Student should be an Indian National and should have secured admission to professional / technical curses in India and abroad through Entrance Test/Merit based selection process


FAQ Loan