About the Bank


The Federal Bank Limited is a major Indian commercial bank in the private sector, headquartered at Aluva, Kochi, Kerala. As on 19 October 2015, Federal Bank has 1251 branches spread across 24 states and 1526 ATMs across the country. Its balance-sheet stood at Rs 1.03 trillion as of end March 2014 and its net profit stood at Rs 1000 crore for the full fiscal year.




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Rate of Interest

  • 1.12.93% to 16.38%



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Eligibility for Educational Loan


1.Applicant should be a citizen of India.

2.Applicant needs to secure admission to the professional/technical course (for which the loan is availed) through a formal entrance test/selection process.

3.The educational institution and course need to hold a government approval/recognition.

4.Vocational training and skill development courses are not eligible to avail this loan.

5.A course certificate needs to be issued by a body formed by enactment of Parliament/ Government Department/University.


FAQ Loan